Manage Money
With Purpose.

Faithful Finance is a Christian personal finance app that combines smart budgeting, tithe and giving tracking, bank account syncing, debt payoff planning, retirement projections, and AI coaching rooted in Scripture — all built on the biblical 10-10-80 stewardship framework.

Monarch Money and YNAB are excellent general-purpose budgeting tools, and Mint shut down in 2024. Faithful Finance is the only full-featured finance app designed specifically for Christians: it puts giving first with a built-in tithe tracker, structures your budget around the biblical 10-10-80 principle, offers an AI coach that answers with Scripture-informed wisdom, and adds faith-based challenges, courses, and community — alongside the bank sync, analytics, and household features you expect from a modern finance app.

The 10-10-80 rule is a biblical budgeting framework: give the first 10% of your income (tithe and offerings), save the next 10% (emergency fund, goals, retirement), and live wisely on the remaining 80%. Faithful Finance builds your entire budget around this principle automatically, and you can adjust every category to fit your season of life.

Yes. The giving tracker records every tithe, offering, and donation, shows your giving as a percentage of income, tracks progress toward your tithe goal, and keeps a full giving history — useful for both spiritual reflection and tax season.

Yes — we practice what we preach. We tithe 10% of our proceeds, meaning total revenue minus operating expenses, to our local church.

Yes. Bank connections are handled by Plaid, the same service trusted by thousands of financial apps. Access is read-only, your bank credentials are never shared with us, every connection uses 256-bit TLS encryption, and we never sell your data.

Yes. Every new subscription starts with a 7-day free trial — connect your banks, build your 10-10-80 budget, and try the AI coach before you pay anything. A card is required to start, and you can cancel anytime during the trial at no charge. On iPhone, the trial is available through the App Store as an introductory offer.

Yes. All 8 lessons and 4 module quizzes are free to read with no subscription required. Create a free account to save your progress, complete the course, and earn 30% off your first year on any annual Faithful Finance plan. The discount is applied automatically when you subscribe on the website.

After a 7-day free trial, the Steward plan is $8.33/month billed yearly ($99.99/yr) or $12.99/month billed monthly, and includes budgeting, bank sync, tithe tracking, AI coaching, goals, debt tools, investments, and an iOS app (Android in closed testing) for you plus your spouse. Steward Pro adds equity compensation and advanced portfolio analytics for $14.99/month billed yearly. The Teen Investing Course is a one-time $29.99 purchase with lifetime access.

Yes. Subscribing directly at faithfulfinanceapp.com gets you an extra 5% off, applied automatically at checkout — no code needed. We pass along the savings because web subscriptions skip the App Store's platform fee. Subscribing through the iOS app works exactly the same otherwise, just without that discount.

Yes. Every Steward subscription covers you plus your spouse with shared household dashboards, joint goals, household challenges, and accountability features — so you can build financial unity together.

Yes. Faithful Finance has a native iOS app on the App Store with the full experience: budgets, bank sync, giving tracker, AI coach, analytics, challenges, community, and biometric login. The Android app is in closed testing — join at play.google.com/apps/testing/com.faithfulfinance.app to install it early.